By Brooke Foster

Weathering storms is par for the course in Alabama — from spring tornadoes and summer thunderstorms to fall hurricanes and winter freezes.

When those natural disasters occur, Alfa Insurance policyholders have access to adjusters known for quick, efficient assistance, said Vice President of Claims David Bailey.

“One thing our customers can count on is Alfa to show up when they need us most,” said Bailey, who joined Alfa’s Claims Department in 2005. “Just as much as it is our responsibility to deliver on the promise, it’s also our responsibility to make sure customers know steps they can take to mitigate damage and what to do after the storm clears.”

Bailey said taking a few minutes to follow the tips below could yield significant benefits — including reduced property damage — the next time dangerous weather approaches.

“It’s our duty and privilege as an insurance company to take care of our customers,” Bailey said. “While we can’t prevent storms and other bad things that happen, you can count on us to show up when those bad things do happen and help get your life back on track.” 

Before the Storm

• Make a detailed list of inventory in your home, and take photos of each room. This will help when filing a claim should you lose any items in a storm.
• Have an emergency plan in place. Know where your safe place is and how your family will get there. 
• Keep a first aid kit close by, along with a weather radio, helmets, flashlights, bottled water and any necessary items, such as medications.  
• Bring outside items inside your home. Alternatively, secure outside furniture and other heavy items. 
• Clear limbs and debris to reduce damage from storm-related winds.

During the Storm

• When storms near, get your family and household pets to your safe place as quickly and calmly as possible.
• Employ helmets, blankets or even mattresses for additional layers of protection.
• Do not leave your safe place until the storm has passed.

After the Storm

• Once it’s safe, assess exterior damage to your home and outbuildings. Take photos and videos. 
• Make temporary repairs to holes in roofs or windows to prevent additional water damage. Save receipts from purchases used to temporarily cover damaged areas. 
• Do not touch downed lines or electrical wires.
• File a claim as soon as possible. 
• Be wary of companies who try to sell you on a new roof or other services post-storm. Your agent or adjuster can provide a list of reputable companies.