By Brooke Foster

When was the last time you reviewed your insurance policy? If it’s been more than a year, it’s time to schedule a checkup with Alfa Insurance.

Routinely reviewing insurance coverage can be just as important as an annual visit to the doctor or regular vehicle maintenance. But it’s often one of the most underutilized tactics customers use to save money and ensure they’re adequately covered for life’s “what if…” moments, said Alfa Vice President of Marketing Services Matt Cobb. 

He said dedication to providing personal service is a mainstay of the company, with policy reviews serving as part of its detail-oriented mission. That’s particularly important with inflation making headlines and impacting customers, he said.

“Our agents and sales representatives specialize in addressing each customer’s needs, and routine policy reviews ensure they are sufficiently covered ahead of those unexpected moments,” Cobb said. “It’s beneficial for customers to ensure they understand the current coverage in place. Reviews could identify any gaps in coverage and highlight potential savings opportunities.” 

Policy reviews are encouraged before renewal, but changes can be made outside that period. 

Alfa Agent Stephanie Graham of Opelika said policy reviews have saved her customers money — and potential headaches down the road. 

“A customer of mine was able to save up to $700 per year, or $60 per month, just by evaluating current policies in place,” Graham said. “She only had home insurance with Alfa, but after we reviewed other policies she had in place, we discovered she qualified for a multi-policy discount, saving money on her auto and home insurance.”

Graham said she’s thankful Alfa offers a multi-policy discount.

“It’s an easy and convenient way for customers to manage their policies in one place and save money,” she said. 

Customers preparing for an insurance review are encouraged to share life changes and ask about current coverages, exclusions and limitations. Additional discounts, savings or coverages could be available for personal articles such as firearms, jewelry, fine art and more. 

Talk with your local agent about the benefits of an annual insurance review today, or learn more at AlfaInsurance.com